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Latent Defects Insurance

Latent defects insurance can help to cover the cost of repairs or rebuilding if structural damage appears months or years after the practical completion a new-build or conversion project. Latent defects may be caused by a fault in the building’s design or construction, or by faulty materials.

This type of damage can be hugely disruptive, costly and complicated, and could have a serious impact on your business. That’s why it makes good commercial sense to mitigate the risk with building defects insurance – it can be essential for property developers, funders, and owners or tenants.

The security provided by a latent defects policy can encourage investors and can accelerate sales and lettings, and could help to make the future sale of the property easier.

What kind of projects can be insured?

  • Residential New Build and Conversion
  • Commercial and Industrial
  • Mixed-use Schemes
  • Build to Rent
  • Student Accommodation
  • High Value Single Continuous Structures
  • MMC/Modular Construction

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