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Energy

In 2020, renewable energy made up 43.1% of the UK’s overall electricity generation.

It’s clear that renewable energy is only getting bigger and yet, compared to its fossil fuel predecessors, the industry remains somewhat unexplored with a lack of standardised procedures and processes when dealing with potential risks and dangers associated with the energy sources. 

With that in mind, there are three main sectors within the renewable energy industry Vista focuses on supplying expert advice and insurance policies that provide you with detailed cover specific to each and every one of your needs. Electric battery manufacturing insurance, battery storage insurance and wind/solar energy insurance.

Our energy services include but are not limited to:

  • Access to all key EAR insurers offering market leading wordings with A+ rated insurers
  • Insurer collaboration from project design through to project delivery
  • Supporting insurable developments with no fundamental uninsurable design flaws
  • Testing & Commissioning cover for up to 12 months
  • Support and guidance for consortium led projects
  • Complex claims handling supporting prompt resolutions
  • Guidance and expert advice which is unbiased and independent
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Dealing with risks associated with electric batteries are best dealt with at the manufacturing stage. Building electric batteries with low quality materials can lead to major repercussions if mechanical abuse occurs. Mechanical abuse involves a battery being damaged through the batteries being dropped, mishandled or penetrated.

Internal faults can also occur often when the batteries are made inadequately and can result in fires and explosions. Poorly made batteries also have a knock-on effect when storing them and getting optimum use out of them. A badly made battery will not last as long, nor will you get the optimum performance from it.

The environment in which batteries are made in also plays a big part in the safety of battery manufacturing. Hazardous chemicals and materials being stored on-site poses a risk, especially around sensitive machinery. Short-term, warehouse battery storage is also a factor that must be considered too, as well as the safety procedures within the manufacturing warehouses.

Storing batteries always comes with the risk of setting off a chain reaction. If one battery explodes, it can lead to a thermal runway. This is where we can help, providing researched, careful expertise to advise how best to create a safe storage solution for your business and assets.

Electrical abuse is another risk to battery storage. Energy storage systems usually come with a temperature range to work within. Working outside these ranges can result in batteries prematurely aging. The premature aging of the batteries can result in the batteries systems failing entirely, resulting in fires and explosions.

Other risks associated with electrical battery storage includes mechanical abuse. This is when a battery is physically damaged through being dropped, mishandled, penetrated or crushed. Environmental damage also poses a risk to battery storage, from something as big as extreme temperatures and natural disasters, to more common environmental risks such as rodent damage.

When it comes to wind and solar energy farms, the biggest risks are associated with the maintenance of these farms. Farm workers are at risk of falls, electrical shocks, flash burns, being crushed and more. Using drones in the place of humans can help reduce these risks but there are still a lot of risks associated with day-to-day management of these farms.

Extreme weather conditions can affect both the safety of the solar/wind technology but the capability too. Extreme winds in worst case scenarios can lead to structures toppling over and causing major damage in the process. Cloudy/bad weather can affect solar farms capability and optimisation which is why location, even off-shore location plays an important factor.

Construction risks play a big part in the safety of renewable energy sources. Farms being constructed poorly can result in damages to both your energy assets, your workers and the environment around your assets. Using low-quality materials or poor construction procedures to build your energy farms can lead to huge damages later down the line.