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Contracting is a dangerous trade, with complex and multiple risk factors to consider when securing insurance that adequately protects your project, team, and your livelihood.

With constant changes in the construction industry as well as added pressures and building regulations issued by the government such as The Buildings Safety Act 2022, contracting and construction can often be industries full of hidden risks and dangers. With factors including the rising cost of materials, supply chain delays and product disruption, skills shortages, supplier debt to name a few, contracting definitely comes with unique risks.

At Vista, we understand that every contracting project is different and unique that will require tailored insurance plans that suit specific needs.

Our team of specialists are on-hand to provide you with detailed information and their expertise to advise you on the best plan for your business and contracting/construction needs.

From the rail industry and offshore oil and gas, to property developers, maintenance contractors and housebuilders, we work with an extensive range of businesses within the construction industry to help with their insurance needs.

Vista works to provide cover for many issues within the contracting and construction industries including, but not limited to business interruptions, goods in transit, employer’s liability, management liability, engineering inspection and more. For more information, please get in touch with one of our team members.

Come to us for help with a wide range of insurance cover types within the construction industry, including:

  • Business Interuption
  • Goods in Transit
  • Employer’s Liability
  • Product Liability
  • Professional Indemnity
  • Contractors All Risk
  • Engineering Plant
  • Management Liability
  • Motor Fleet
  • Engineering Inspection
  • Performance Bonds
  • Cyber Liability
  • Crime
  • JCT 651 – Non Neg
  • Latent Defects


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What our clients say

Here are just a few of the construction industry clients who have trusted us to advise and support them with their insurance needs over the last decade:

Amreet Chouhan - Whitelocks

It is very important to find a broker you can trust. We instantly felt that Vista had the knowledge and expertise to make sure our business was covered correctly. The whole team have been such a great help; always friendly and professional with great response times. I would highly recommend them.

Gordon Harker - Harker Homes

We appointed Vista as our insurance broker of choice due to clear knowledge and understanding they showed of our business, their service levels and attention to detail are of the highest standard which makes the process seamless. The team at Vista have consistently delivered a personal and professional service throughout our dealings with them. If, like us, you are looking for advice from a specialist that takes all of the hassle out of finding the best value insurance solutions then we would have no hesitation in recommending them.

Su Schofield – Director - Manchester Cabins

Vista were recommended by a family friend who is in the construction industry, and they couldn’t recommend them high enough. Shortly after we met Ross at an exhibition. As we weren’t unhappy with our previous insurers, we stayed in contact with Ross, but knew when we got to our next renewal and as part of our renewal process we would invite them to come in and speak to us. Ross and Vaughan appraised our existing insurance, simplified it and increased our cover- it now costs us less too! Everyone at Vista is nice, approachable, efficient and doesn’t bamboozle with insurance jargon. They are always there to advise and we couldn’t be happier with our move over to them.

Gerry Devanney - Chief Financial Officer - Readypower Rail Services Group

We think of Vista as more than just our insurance broker. They are an important supporter of our management team, a valued partner and business adviser. They effectively understand contracting and the needs of businesses backed by Private Equity. When we’ve made acquisitions, they made the insurance part of the process very easy and straightforward. You can tell they care about protecting our balance sheet and helping us reduce our costs of risk.

Simon Gray - Commercial Director - Nationwide Hire

The ability to consistently deliver, sometimes with very limited notice, a quality of service that i have rarely experienced within the insurance broker industry is what makes Vista a stand out choice for Nationwide Hire. We where first introduced to Vista Insurance through our investors during a process of due diligence. Vista highlighted areas of improvement both commercially and in compliance and made recommendations for change. Every recommendation has brought us a cost saving or improved benefit. The measure of an aggregator is the value that they bring and Vista have certainly delivered value.

Val White - Company Secretary - Wynne Construction

Having dealt with Vaughan and Gavin previously, I decided to transfer our insurances over to Vista. I have always been impressed by the level of service and attention I receive and their knowledge of the Contracting sector. It’s refreshing to be with a Broker who truly understands and looks after my insurance needs. They have always gone above and beyond and always on call to offer us unrivalled service and support. Their senior led approach ticks our box and we have every confidence in their ability to support our future growth.

Dave Atherton – Finance Director - UDP - Utilities design & planning ltd.

We decided it was time to have a comprehensive review of our business insurances. As part of the process we ended up appointing a new broker. Vista demonstrated real added value in achieving best prices and cover levels within the construction/contracting industry, whilst delivering the outcomes we required. The ongoing support for claims and policy changes is fast and efficient and ensures the business is always appropriately protected.

Andrew Edgar – Managing Director - E3P

The level of service and advice that Vista have provided over the years has been paramount to the business. They have conducted a number of collateral warranty reviews and navigated us through some tough periods in respect of the Professional Indemnity policy, I would recommend the work Vista do to anyone within the industry.

Andy Cornaby - Managing Director - ModPods

Being able to pass the responsibility of getting the right structural warranty for our projects is one less process to worry about and thanks to ‘Vista’ that has been handled very professionally, engaging with the market to get the right product that meets our requirements and advising us every step of the way has certainly made our lives easier. May our working relationship continue to thrive as our company continues to grow. Well done!

James Marshall - Commercial Director - Athena Civil Engineering

I highly recommend the service provided by Ross and his colleagues. The Audit process was quick and not at all intrusive whilst identified we were scarily under insured. Ross set about ensuring we were adequately covered for the services we provide whilst significantly reducing our premiums.

Robert Hall - Plant Manager & Director - Buntons

We were introduced and recommended to Vista through a business colleague. At the time we were happy with the brokers we were using but following an introductory meeting with Ross Hayden we decided that their advice and knowledge of the industry complimented our business, so for the first time in 20 years we decided to move our business to them.

Conal Neafcy - Financial Director - Carnell Group

The senior members of the Vista Team have been valued business partners for a number of years and we appreciate the relationship they have developed with us. The claims service they provide is exceptional and has been put to the test through complex claims, but the team have made sure they were successful. We value their expertise and are particularly attracted to their senior-led service.

Oliver JS Tolputt - Director - CT Construction Limited

Vista showed the relevant expertise that we were looking for as a business and the attention to detail was something we could really benefit from. We are impressed with the team and the service levels provided and would recommened the audit process to anyone in the industry as not only did it widen our coverage but it also reduced premium spend.

Nick Clarke - Director - Cube Yorkshire

We are delighted to welcome Vista Insurance on board to take care of all our Motor fleet/plant and liability insurances. They seem to be very experienced in this sector and offer great support when needed.

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