Vista Insurance Services
CONSTRUCTION, PROPERTY & REAL ESTATE
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Construction is a dangerous trade, with complex and multiple risk factors to consider when securing insurance that adequately protects your project, team, and your livelihood.
As an award-winning independent insurance broker, we are fully au fait with the traditional insurable exposures companies in this vast sector face and can deliver solutions that minimise your risk transfer costs (insurance) while providing long term balance sheet protection.
We deliver:
- Comprehensive Insurance Due Diligence services for real-estate development funders and investors
- Project-specific solutions for Property Developers and associated organisations & professions
- Detailed risk reviews of an entire annual insurance programme for construction sector companies or a comprehensive Property Owners insurance solution for your finished property or portfolio
- Specialist covers including tax and legal indemnities, Environmental, Defects, Surety and Credit
Vista has a proven track record of assisting companies at all stages of the construction and real estate insurance life cycle. However, we understand that no business stands still and we are thus acutely aware of the emerging issues facing the sector:
- Increased regulation
- Ongoing supply chain complexities
- Labour supply or staff well-being
- Cost overrun exposures
- Net zero and the wider ESG framework
- The adoption of emerging technology in construction projects – ranging from robotics, augmented reality in planning & design, autonomous vehicles & plant or simply the continued innovation in building materials and modern methods of construction, such as modular builds
CONSTRUCTION BROCHURE
Download our brochure below to read more.
Vista Insurance Services
PROPERTY & REAL ESTATE
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No nonsense practical advice for complex property risks.
Risk factors can be many, and risk is often high, especially with non-traditional build methods, or complex, non-standard projects. This makes appropriate, and adequate insurance cover more important than ever, and working with a specialist provider vital.
LATENT DEFECTS
Latent defects are hidden or concealed flaws or issues in a product or property that may not be immediately apparent but can later cause problems or failures.
Structural warranty or latent defects insurance (LDI) protects property owners against the costs of physical loss or damage caused by an inherent defect in the design, workmanship or materials in the structure or waterproof envelope of a building.
The structural warranty and LDI market is constantly changing with insurers leaving the market and other new entrants coming in, we have the experience to obtain the best terms for your project. We work with a variety of providers from one simple, straight-forward application form.
Our professional review of quotations will consider not only the overall price, but also the technical subjectives, any financial security requirements as well as look at the underlying insurer strength, all of this will save you money and me. We are also here during the build period, final certificate sign off, defects period and policy term. As a result, we are your first point of call for any technical issues, help with final certificates and any claims that may arise.
CONTRACTUAL AUDITS
We’ll help you review your contracts, to fully understand your insurance obligations. If necessary, we can also provide guidance during the bid process.
POLICY BRIEFINGS
It’s vital that your key personnel, and site management understand how your insurance coverage operates, and how breaching policy conditions or exclusions could impact the business. We’ll help you brief your team, so that everyone’s on the same page.
FUNDER DUE DILIGENCE
Where banks and other investors are involved, we have extensive experience in providing audit reports and compliant cover documentation for everyone involved.
Whether you have an existing portfolio, or are planning a new build, refurbishment, or looking to invest in property, our team has the specialist knowledge and experience to deliver the right insurance solution.
OUR PARTNERS
Modpods
Being able to pass the responsibility of getting the right structural warranty for our projects is one less process to worry about and thanks to ‘Vista’ that has been handled very professionally, engaging with the market to get the right product that meets our requirements and advising us every step of the way has certainly made our lives easier. May our working relationship continue to thrive as our company continues to grow. Well done!
Harker HomesÂ
We appointed Vista as our insurance broker of choice due to clear knowledge and understanding they showed of our business, their service levels and attention to detail are of the highest standard which makes the process seamless.
The team at Vista have consistently delivered a personal and professional service throughout our dealings with them. If, like us, you are looking for advice from a specialist that takes all of the hassle out of finding the best value insurance solutions then we would have no hesitation in recommending them.
Readypower Rail Services GroupÂ
We think of Vista as more than just our insurance broker. They are an important supporter of our management team, a valued partner and business adviser. They effectively understand contracting and the needs of businesses backed by Private Equity. When we’ve made acquisitions, they made the insurance part of the process very easy and straightforward. You can tell they care about protecting our balance sheet and helping us reduce our costs of risk.
Wow Now HireÂ
The ability to consistently deliver, sometimes with very limited notice, a quality of service that we have rarely experienced within the insurance broker industry is what makes Vista a stand out choice for Nationwide Hire. We were first introduced to Vista Insurance through our investors during a process of due diligence. Vista highlighted areas of improvement both commercially and in compliance and made recommendations for change. Every recommendation has brought us a cost saving or improved benefit. The measure of an aggregator is the value that they bring and Vista have certainly delivered value.
E3P
The level of service and advice that Vista have provided over the years has been paramount to the business. They have conducted a number of collateral warranty reviews and navigated us through some tough periods in respect of the Professional Indemnity policy, I would recommend the work Vista do to anyone within the industry.
Athena Civil Engineering
We highly recommend the service provided by Ross and his colleagues. The Audit process was quick and not at all intrusive whilst identified we were scarily under insured. Ross set about ensuring we were adequately covered for the services we provide whilst significantly reducing our premiums.
Manchester CabinsÂ
Vista were recommended by a family friend who is in the construction industry, and they couldn’t recommend them high enough. Ross and Vaughan appraised our existing insurance, simplified it and increased our cover- it now costs us less too! Everyone at Vista is nice, approachable, efficient and doesn’t bamboozle with insurance jargon. They are always there to advise and we couldn’t be happier with our move over to them.
Westchurch Homes
Vista are extremely knowledgeable in placing insurance within the construction sector. The team take the time to explain the process every step of the way and are proactive in their support to our business. We would have absolutely no hesitation in recommended their services.
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